So, if you are buying a home in most parts of Katy Texas that do not back to a natural water source, then your risk for your home flooding is relatively low, especially compared to the rest of the Houston area. That was a historical storm that, most experts believe, is unlikely to occur in Katy again in our lifetime. Likewise, just because a home flooded during Hurricane Harvey, does NOT mean it will ever flood again. It just means it has a lower risk for flooding. So just because a home has never flooded before, does NOT guarantee it will not flood in the future. One thing history has shown us regarding flooding…history means nothing! Each time we experience a major flood, you will see many flooded home owners on the news saying something like, “We’ve lived here over 30 years and never flooded before.” Last year (2019) there was a major flash flood and the new thing we heard afterwards was, “We didn’t flood in Harvey, but we flooded this time.” If you want to live anywhere on the Gulf Coast (Texas, Louisiana, Mississippi, Alabama, Florida) or anywhere in the Houston region, then you will need to be prepared for hurricanes and flash flooding. The fact is, you can’t completely avoid natural disasters anywhere…so you need to minimize your risk and prepare for them as best you can. Many parts of the country deal with flooding…especially near rivers. In the Northeast it’s winter storms and blizzards. In California it’s earthquakes, mudslides, and wild fires. Pretty much all areas of the United States (and the world) have to deal with natural disasters. Here’s my opinion based on what I have experienced… I’m not a flood expert, weather expert, engineer, surveyor, etc…I’ve just lived on the Texas Gulf Coast for over 40 years and experienced many floods, hurricanes and tropical storms. Instead of thinking of this as a fast and hard rule, it is simply meant to be a guideline for builders, homeowners, and community planners. But keep in mind that natural disasters rarely follow the rules of probability to the letter. If you are located in the 500-year flood zone, that likelihood is reduced to. To understand the flood lingo, a home in a 100-year flood zone has a 1 percent chance of flooding every year. There are a few areas that are in 500-year Floodplain (yellow zone) and a few more that are near creeks, bayous, and low-lying areas that put them in the 100-year Floodway (purple).īeware of new construction neighborhoods that are located in 100-year and 500-year flood zones! If you are buying a home, get my report for Katy flood maps. The good news is that, for the most part and with a few exceptions, most Katy neighborhoods are located out of Special Flood Areas. People moving to the Katy area are often concerned about Katy flood zones.
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